Disclaimer

I.          Local Restrictions

Access to information on this web site may be restricted by laws and regulations, applicable to the User. Use may be prohibited by reason of the User’s nationality, residence or otherwise. Persons in respect of whom such prohibitions apply must not access the Two Scrolls, Inc. web site (www.TwoScrolls.com, including its subsidiaries and related companies).

II.         No Offer

The information and opinions contained on this web site are intended to be educational only and constitute neither investment advice, nor a solicitation, a recommendation, an offer to buy or sell investment instruments, or to engage in any other kind of transaction by and between User and Two Scrolls. None of the products or services described on this web site are available to persons in any jurisdiction where the provision of these products or services would run counter to local laws and regulation.

III. No Warranty

The material and information in this web site and in related web sites of Two Scrolls, are provided “as is” and without warranties of any kind, either expressed or implied. The Two Scrolls and their related, affiliated and subsidiary companies disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. It is User’s responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided.

IV.       Limitation of Liability

All information contained on any web page set up by Two Scrolls, is distributed with the understanding that the authors, publishers and distributors are not rendering legal, investing, accounting or other professional advice or opinions on specific facts or matters, and accordingly, assume no liability whatsoever in connection with its use. Users are urged to consult with their own legal, investment, accounting or other advisors, with respect to their personal situation. In no event shall Two Scrolls and their related, affiliated and subsidiary companies be held liable for any direct, indirect, special, incidental or consequential damages arising out of the use of the information, products or services contained or provided herein.

V.        Copyright

Unless otherwise noted, text, images and layout contained in this web site and the other web sites of Two Scrolls or their related, affiliated and subsidiary companies, are the exclusive property of Two Scrolls and/or its related, affiliated and subsidiary companies and may not be copied or distributed, in whole or in part, without the express written consent of Two Scrolls or its related, affiliated and subsidiary companies. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal use.

VI.       Links to Other Websites

Two Scrolls and its related, affiliated and subsidiary companies can not guarantee that the hyperlinks set out on its web sites will be accurate at the time of User’s access. Moreover, the web sites pointed at by hyperlinks are developed and possibly maintained by persons over whom Two Scrolls or its related, affiliated and subsidiary companies have no control. We cannot and do not monitor the web sites linked to our pages on the Internet. Accordingly, Two Scrolls and/or its related, affiliated and subsidiary companies assume no responsibility for the content of any web sites referenced to by any hyperlink or otherwise. Two Scrolls and/or its related, affiliated and subsidiary companies believe that their making hyperlinks available to publicly accessible web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.

VII.      Monitoring Transmissions

Two Scrolls and/or its related, affiliated and subsidiary companies are not obligated to monitor any transmission made through the respective web pages and newsgroups. However, Two Scrolls and/or its related, affiliated and subsidiary companies have the right, but not the obligation, to monitor any transmission made to and for its web sites. Two Scrolls and/or its related, affiliated and subsidiary companies may use or disclose information of this web site.

VIII.     Harmful Components

Two Scrolls and/or its related, affiliated and subsidiary companies do not warrant that any information, software or other material accessible through one of their web pages is free of viruses, worms, Trojan horses or other harmful components and Two Scrolls neither assumes nor accepts responsibility or liability for any losses suffered by User because of such harmful components.

IX.        Other Information

Many of the functions on this web site can be accessed without registering your personal details, meaning that the web site can be visited anonymously.

Collecting your personal details is necessary in certain cases. For instance, if you apply for (e-mail) alerts, send an e-mail to us, participate in Forums or Feedback areas of the web site or purchase any service or product offered by Two Scrolls. Your information is used in order to be able to answer your query or set up an account or profile. Your personal data will only be collected when you are requested to enter your name, e-mail address or other data and you voluntarily supply it to Two Scrolls.

A web site requires data in order to provide Users with information. User IP address is used so that the location where the information has to be sent can be identified. An IP address is not linked to a person, but to the location from which the Internet is accessed. If User accesses the Internet from work, then that is the IP address of User’s company. If User is using a home computer, then User’s home ISP (Internet Service Provider) will be provided.

A number of other details are also registered besides User’s IP address, including the type of connection and browser being used, User’s computer’s operating system and the pages you visited on the Two Scrolls web site. This data is collected by Two Scrolls and only used to improve the web site, according to the wishes and preferences of the User, as much as possible. By registering its most-visited pages, Two Scrolls can adjust the navigation menu to better suit User needs. This information can also be used to track technical or other problems associated with the Two Scrolls web site.

No information received and recorded through the Two Scrolls web site will be given to third parties. User’s personal details will be used to improve Two Scroll’s services, and to provide User with the information User requires. If User does not wish to receive any information about our products and services, User can indicate this by ‘opting out’ of further communications, by sending an e-mail to Support@TwoScrolls.com.

X.         Update of Disclaimer

This disclaimer is updated and modified from time to time. User is urged to check this page every time User accesses this web site or other web sites maintained by Two Scrolls and/or its related, affiliated and subsidiary companies.

This disclaimer was last updated on May 18, 2011.